Auto Insurance Price Quotes based on states USA

The average annual cost of auto insurance paid in the United States was $907.38 in 2014 according to a study commisioned by Quadrant Information Services. This figure will vary wildly state to state and does not always include all forms of coverage and may not be accurately reflect your coverage needs. Scroll through the table below to find the average cost of car insurance in your state or use the form to find a cheaper quote for auto insurance:

State		Monthly Car Insurance Rate		Annual Car Insurance Rate
Alabama		$127		$1,529
Alaska		$134		$1,605
Arizona		$102		$1,222
Arkansas		$117		$1,399
California		$164		$1,962
Colorado		$130		$1,558
Connecticut		$137		$1,638
Delaware		$132		$1,580
Florida		$153		$1,830
Georgia		$183		$2,201
Hawaii		$117		$1,400
Idaho		$88		$1,053
Illinois		$114		$1,370
Indiana		$100		$1,202
Iowa		$88		$1,058
Kansas		$113		$1,358
Kentucky		$125		$1,503
Louisiana		$164		$1,971
Maine		$80		$964
Maryland		$151		$1,810
Massachusetts		$134		$1,604
Michigan		$213		$2,551
Minnesota		$113		$1,360
Mississippi		$115		$1,385
Missouri		$101		$1,207
Montana		$168		$2,013
Nebraska		$110		$1,317
Nevada		$116		$1,388
New Hampshire		$82		$983
New Jersey		$159		$1,905
New Mexico		$114		$1,371
New York		$98		$1,173
North Carolina		$88		$1,060
North Dakota		$143		$1,710
Ohio		$77		$926
Oklahoma		$131		$1,568
Oregon		$111		$1,333
Pennsylvania		$120		$1,440
Rhode Island		$168		$2,020
South Carolina		$110		$1,316
South Dakota		$130		$1,557
Tennessee		$116		$1,397
Texas		$135		$1,620
Utah		$99		$1,192
Vermont		$96		$1,149
Virginia		$93		$1,114
Washington		$125		$1,499
Washington, D.C.		$177		$2,127
West Virginia		$210		$2,518
Wisconin		$91		$1,087
Wyoming		$128		$1,541

Data from various states' Departments of Insurance show that annual car insurance premiums are on the rise in the majority of states across the nation. The average cost of insurance for car owners of insuring their vehicles from accidents and other events has generally increased, with the exceptions of Arkansas, Georgia, North Carolina, and Virginia, who all saw their car insurance premiums drop between 1% and 5% in the last year. These quotes for automobile insurance in select states across the country should give you a ballpark estimate for average annual car insurance.

Auto Insurance Rates by Age

Auto insurance quotes will vary significantly depending on the age of the driver or applicant. Young drivers are notoriously more dangerous behind the wheel and because of that, insurance companies charge higher rates on policies covering young drivers. The chart below will show you how drastically car insurance quotes fluctuate based on your age. Each dollar amount in the graph below represents the average annual cost at that age.

Auto Insurance Rates by Gender

Amongst those drivers that have had no violations or accidents within the past 3 years, auto insurance rates are fairly similar with the exception of young drivers. Our data, which looked at rates from 54 different insurance companies, showed that 19 year old male drivers paid an average of 12% more in car insurance premiums each year over their female counterparts. Why is this the case? While gender is not a direct ratings factor that insurance companies look at, the data behind the gender shows that men tend to drive more often, receive more speeding tickets, be involved in more accidents, and receive more DUI convictions than women!